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Homeowners Choice Property & Casualty Insurance Company, Inc. is a Florida-based homeowners’ insurance company, headquartered in Tampa, Florida, that provides property and casualty insurance solely to Florida property owners.

Demotech, Inc., a leading actuarial and financial analysis firm, has awarded Homeowners Choice a Financial Stability Rating of “A” (Exceptional). Demotech’s Financial Stability Ratings are designed to indicate the financial stability of a property and casualty insurer. Click here to visit their website.

We are regulated by the Florida Office of Insurance Regulation, which oversees the rates, conduct and financial solvency of Florida insurers. We seek to mitigate our risk through a comprehensive reinsurance program by which we transfer substantial portions of our liability and premium to other large insurance companies, including the state-sponsored Florida Hurricane Catastrophic Fund. 

 

Assumption Questions?

Phone: (888) 210-5235
Fax:     (727) 499-9873
E-Mail: customerservice@hcpci.com

Contact Us

Homeowners Choice Property & Casualty Insurance Company, Inc.
5300 W Cypress St., #100
Tampa, FL 33607

Phone: (888) 210-5235 (Toll Free)
            (813) 405-3600 (Local)

General
Fax:     (727) 499-6791
E-Mail: contactus@hcpci.com

Payments\Correspondence:
            PO Box 23177
            Tampa, FL 33623

Claims Correspondence:
            PO Box 22967
            Tampa, FL 33622

Claims Notification
Fax:     (813) 443-0830
Claims General
Fax:     (813) 865-0173