Based in Port St. Lucie, Florida, Homeowners Choice received its Certificate of Authority from the Florida Office of Insurance Regulation on May 2007.

Homeowners Choice is a financially sound homeowner insurance company. It has been given a Demotech Financial Stability Rating of A (Exceptional).

Homeowners Choice is presently writing residential, dwelling fire, tenants and condo owners policies. Our target coverage A values range between $250k and $ 1MM. In due course, we will be adding private passenger auto, flood and umbrella products to our list of customer services.

The Company has a comprehensive and substantial reinsurance program in place protecting its policyholder surplus in the event of major catastrophe.