Paresh Patel - Chief Executive Officer

Mr. Patel is a founder of the company. He has been a director of our company since its inception and has served as the chairman of our board since May 2007. His analytical and technology skills were developed through experience with international financial, telecommunications and consulting positions. As a private investor from 2000 to 2006, Mr. Patel used statistical and probability techniques to develop and implement a system for managing money as a business to generate cash flow. Prior to that, Mr. Patel was director of customer care and billing with Global Crossing from 1998 to 2000. In that position, Mr. Patel defined business processes and systems, hired and trained department staff and led the merger of the customer care and billing systems with those of the company’s acquisitions. As an independent consultant from 1991 to 1998, Mr. Patel worked with large international telephone companies. He also served as a director of NorthStar Bank and was one of its founders.

Mr. Patel received his bachelor’s and master’s degrees in Electronic Engineering from Cambridge University, England.

Richard R. Allen - Chief Financial Officer

Mr. Allen has over 30 years of experience in property/casualty financial management. His background includes work with several large insurance companies as Chief Financial Officer and Controller.

Mr. Allen is a graduate of Quincy University and resides in Palm Harbor, Florida.

Andrew Graham – General Counsel

Mr. Graham has served in various positions, including General Counsel, for Trinsic Inc. (previously named Z-Tel Technologies, Inc.), a publicly-held provider of communications services headquartered in Tampa, Florida. He also serves on the Board of Trustees of Hillsborough Community College.

Mr. Graham holds a Bachelor of Science, major in Accounting, from Florida State University. He earned his Juris Doctor, as well as a Master of Laws (L.L.M.) in Taxation, from the University of Florida College of law. He resides in Tampa.

Jay Madhu – VP of Marketing

Mr. Madhu has more than 15 years of senior level experience in marketing, including the direction of marketing divisions in the mortgage and finance industries. Experienced in business management, marketing and customer relations, he also serves as Director of Investor Relations.

Mr. Madhu attended Northwest Missouri State University and is a resident of Tampa.

Don Gerdich – Director of Operations and Systems

Mr. Gerdich has worked in the Property and Casualty Insurance Industry for twenty nine years for both National and Regional Carriers. His experience includes Homeowners, Automobile, Commercial Property and General Liability.

Mr. Gerdich has a Masters Degree in Administration from Westminster College of Pennsylvania. He resides in Valrico Florida.

Cathy J. Welch, CPA - Controller

Ms. Welch has fifteen years of experience in both the private and public sectors where she held a variety of financial positions such as Vice President of Finance, Corporate Secretary, and Corporate Controller.

Ms. Welch is a Certified Public Accountant and received a Bachelor of Arts Degree in Business Administration from the University of South Florida.