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Homeowners' policies insure owner occupied homes and provide coverage for personal possessions and liability.
Flood Coverage is available by endorsement to policyholders. HC FLOOD is an alternative to the NFIP. To learn more about HC FLOOD click here.
Condominium Owners' Policies
Condominium owner policies insure the interior of owner occupied condominium units and provide coverage for personal possessions and liability.
Renters' insurance policies insure tenants’ personal property in a home that is rented, rather than owned, such as an apartment and provide coverage for liability.
Dwelling Property Policies
Dwelling property policies provide coverage for dwellings which are rented or not owner occupied. Dwelling property policies are generally not as broad in coverage as homeowners' policies.
Phone: (888) 210-5235
Homeowners Choice Property & Casualty Insurance Company, Inc.
Phone: (888) 210-5235 (Toll Free)
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